... you’re not alone!
Especially after the February RBA rate rise, as I’m hearing the same thing again and again:
“Maybe I should just wait until things settle down.”
And I get it. Because the headlines are loud and they’re designed to trigger fear.
Right now, many investors are concerned that inflation will remain stubborn, which could keep rates higher for longer.
So they sit on the sidelines waiting for certainty.
But here’s the problem: Certainty never arrives until AFTER the opportunity has passed.
The truth about the February rate rise: Most investors see a rate rise and assume it’s bad news for property.
But strategic investors know something different: a rate rise doesn’t “kill” property markets.
It filters out weak or emotional buyers, reduces competition and creates the best buying conditions for those who are prepared.
Just look how well our property markets performed this time last year when interest rates were even higher.
And while some people freeze, others act because they understand that property is a long-term game played with short-term emotions.
What strategic investors are doing differently right now:
They’re not obsessing over what interest rates might do in the next 3-6 months.
They’re making decisions based on what property will do over the next 5, 10, or 15 years.
They understand that:
- Australia is still facing a severe housing shortage
- Population growth remains strong
- Rental vacancies are at near record lows
- Construction costs have surged, and new supply is constrained and will only come on at even higher prices.
- First-home owner incentives are driving certain segments of the market
- And the market has already reset - prices have been rising again because demand is stronger than supply
So even though borrowing has become harder, quality properties in the right locations remain scarce.
And scarcity is what drives price growth.
Why this matters for you
After the February rate rise, one thing is clear: the next few months will reward strategic investors and punish reactive ones.
Because the biggest risk isn’t interest rates.
It’s making the wrong decision, like buying the wrong property, in the wrong location, at the wrong time, for the wrong reasons. And we’re seeing it everywhere.
I’m reading more and more about investors selling within 2-3 years of buying because they realised they made a mistake. That’s not investing. That’s gambling.
That’s why we start with strategy first
Here in The Pond we help you safely create intergenerational wealth through strategic property investing.
And before we ever discuss your next property, we help you create an Easy as ABC fast Retirement plan that:
- aligns with your income, borrowing capacity and lifestyle
- and sets you up for the next phase of wealth creation
Let's tip the scales in your favour…
Ready to chat?
If you’d like to explore what’s possible for you (and what you should do now with this recent rate rise), then I’d like to offer you a complimentary 'FROG FREE' chat with me.
It’s not a sales pitch. It’s a smart, strategic conversation to help you get clarity and direction on your exact 'next step' to take.
DM me 'FROG FREE' now, to discover what is your best next step.
P.S. The best opportunities rarely “feel comfortable” at the time. If you wait for confidence to return to the market, you’ll likely pay a higher price later.
Book your complimentary 'next step' chat with me and remember its 'FROG FREE'