Another great question here from @Jonah Pitkin ❓ Now, when you’re living at home, there a number of smart ways to enter the property market, and the ‘best’ one depends on your goal. OPTION A: Rentvesting (best for: investors + people not ready to move out) This is where you buy an investment property first, rent it out, and you stay living at home. Why it works: you keep your costs low, your tenant helps cover the mortgage, and you’re building equity while you save . Best if you want to start investing now without changing your lifestyle. **** Remember that if you buy the investment property first, NO First Home Owner grant later. – this MUST be factored into your decision as it a rather valuable grant!! OPTION B: Buy to live in later (best for: future homeowners + people wanting flexibility) This is where you buy a property that you could live in later, or one that works as an investment first. Think: a layout that’s rentable for tenants, a location that you’d actually want to live in (its hard to change location), and a property that doesn’t lock you into one outcome . Best if your end goal is a home to live in, but you want the property to work hard for you in the meantime. OPTION C: Buy with someone (best for: people needing more buying power) Partner, sibling, or a structured agreement with parent/friend/colleague . You combine deposits and incomes to buy sooner. But this only works if you have clear rules: who pays what, who owns what percentage, what happens if someone wants out, and how decisions get made in the future. Best when you’re both aligned on strategy and you treat it like a business ‘joint venture’ decision, not just a vibe, kind of transaction. Here's an afterthought, that I have often told my youngest son Josh - Go and buy the home to live in and rent out all spare bedrooms to reduce the mortgage ASAP. Later, when you have the wife and kids, you kick out the tenants

Please introduce yourself below, and tell us:- 👉 2 Truths and 1 Lie - about you! But please don't tell us which is the lie, lets see if we can guess! For example mine are: 1. I was raised on a farm and broke my leg falling off our horse. It bolted after seeing a snake! 2. I'm very competitive and always wanted to play sport. I couldn't because I have a hole in my heart. 3. Despite my friends calling me 'mango head' for many years, I had no idea what a mango actually was! Now its your turn...

Lets give a big Pond welcome to @Jonah Pitkin . I had the pleasure of meeting Jonah in person at the local jewelry shop and he's on a mission to utilise his previous working experience in real estate to build his investment portfolio. He’s young and hungry (in the good way), and properly passionate about getting into investing - not just “one day” energy… more like “let’s build something real” energy. Jonah, stoked you’re here. 🐸

We all love to support, encourage and cheer on others to success, usually that's rather easy to do. Now lets celebrate our OWN successes or victories in the same way... same words, less judgement and no negative comparisons. Just celebration. So I ask: What would you say to someone else who had achieved the things you have this week?

Our govt changes with the 'help to buy ' scheme are very generous. If you want detailed information, please DM me directly ....and I'll put you in touch with the mortgage brokers who can handle this