Nov '25 (edited) • General 🐸
Start Here... Your First (or Next) Lily Pad
Welcome to the Money Wellness Pond 🐸 where Aussies buy property with a plan, not panic!
You’re on the right path if you want to buy property for long term security. Here in the Pond, we have that ONE destination, just two different starting points:
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Starting point #A : “I need to get my money sorted” (First Home Path) 🏡
You’re trying to save for your first home and your money feels a bit… messy.
You might be thinking:
  • “I don’t even know where my money goes each week.”
  • “I’m saving… but it never feels like enough.”
  • “I want a deposit, but expenses keep rising.”
In the Money Wellness Pond, you’ll learn how to:
  • build a S.I.M.P.L.E. savings system that actually sticks
  • stop leaking money without feeling restricted
  • create a clear deposit plan (with confidence + calm)
  • get “buyer-ready” habits before you become “buyer-ready” on paper
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Starting point #B) “Investor-ready” (Investment Path) 📈
You already own your home (or you’re basically there) and now you want your first investment property... and maybe even build a profitable portfolio.
You might be thinking:
  • “I can save… but I want strategy now.”
  • “I don’t want to make an expensive mistake.”
  • “I’m ready to make a move, but I just need to take the 'right' next step.”
For you in the Money Wellness Pond, you’ll learn how to:
  • shift from saving mode to investor mode
  • strengthen your borrowing position and buffers
  • understand the foundations of portfolio building without overwhelm
  • how to apply the 'Easy as ABC Fast Retirement Formula'
  • create a clear “next property” roadmap
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The shared mission (no matter your starting point)
This isn’t just a “tips and motivation” group.
This is a practical, step-by-step Money → Property Power pathway built to help you:
✅ feel in control of your money
✅ make confident property decisions
✅ move forward consistently (even if you’re busy)
What you’ll get inside the Pond
🐸 S.I.M.P.L.E. systems (not spreadsheets and shame)
🐸 Weekly prompts + bite-sized money wins
🐸 Clear pathways for First Home buyers and Investors
🐸 Community support so you don’t do this alone
🐸 Templates + checklists to reduce stress and decision fatigue
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START HERE (pick your lily pad)
If you’re saving for your first home: 🏡
➡️ Start with the S.I.M.P.L.E. Savings System (here you'll get clarity about your money and where it goes, create solid spending and savings habits and create your 'first home deposit' plan)
If you’re investor-ready: 📈
➡️ Start with the S.I.M.P.L.E Reset System (here you'll create an investors mindset plus learn the strategy to create buffers, borrowing strength and clarity on your exact next strep)
Either way: you’ll know exactly what to do next.
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A quick note from me (Janene)
Some people would call me a real estate retirement strategist! but honestly, I’d rather be known as the 'Guide who helps you buy smart property in a way that feels safe and easy!".
I’m here to make the process simple, clear, and totally doable so you build your confidence by taking real steps (not by overthinking or chasing perfection).
No judgement. No perfection required. Just steady step-by-step progress.
And yes… we’ve got a mascot.
Meet Trev 🐸
He’s here to keep it light, keep it real, and remind you: you don’t need to be perfect, you just need a plan (and in his world just quietly, its all about having 'too much fun' along the way).😂🐸
Bonus: The bigger mission 🧱
When we help you get into your next home = You help us build Helen’s house.
100% of profits from the Pond go to create safe transitional housing for women rebuilding after domestic violence.
One money win at a time. One brick at a time. One future changed.
Ready?
Jump in, introduce yourself, and tell us which path you’re on:
🏡 First Home Path — Mission: Get my "Money Sorted” or
📈 Investment Path — Mission: I want to buy my “Investment Property”
And just for some fun, just because we really do love having too much fun around here, when you introduce yourself, please include two (2) truths and one (1) lie about you.
And lets see if we can work out which is which!
A big Frog Welcome to you in the Pond. 🐸
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Janene O'Connor
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Start Here... Your First (or Next) Lily Pad
The Money Wellness Pond 🐸
You want to buy property but don't know where to start?
Take the steps that got me from $300,000 in debt to self-funded retiree in 7 years.
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