How Fast Payment Processors Can Shut Down Peptide Companies

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Ever wonder why some vendors randomly go offline? Why checkout processes are so complicated? Why a company you ordered from last week suddenly only takes crypto?

Yesterday gave us a real-time example of exactly how this happens.

A payment processor called BarterPay sent out a letter to all their peptide merchants. I won't share the actual letter, but here's basically what went down:

At 7pm EST, Visa and MasterCard instructed BarterPay to pause all peptide merchant processing. Just like that.

New compliance rules were enacted, and every site has to be brought into compliance before they can process again. During this "pause," the card brands are holding ALL funds from settlement. The merchants can't access their money.

BarterPay says the funds aren't "in jeopardy" and will be released once sites are approved, but think about what this means for these businesses:

No warning
Funds frozen immediately
Timeline of "no more than 1 week" (supposedly)
Every merchant scrambling to figure out what "compliance" even means

Why this matters to you:

This is why peptide vendors have such complicated checkout processes. This is why some only take crypto or Zelle. This is why companies disappear overnight sometimes.

Payment processing in this space is a constant game of musical chairs. One day you're processing normally, the next day Visa decides you're done.

Stay informed. This industry moves fast.

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