15d (edited) • New Features
Bank stocks finally get the model they deserve
DCF doesn't work for banks. Never has. When you ran JPM through our platform last week, you got "WACC: N/A" and a meaningless intrinsic value. That's because banks don't generate free cash flow the way normal companies do — they generate returns on equity and net interest margins.
Today we shipped a dedicated bank valuation model. Run JPM, BAC, WFC, or any bank stock and you'll see:
- **P/Tangible Book Value** — the metric that actually matters for bank valuation
- **ROE** — are they earning enough on shareholder equity?
- **Net Interest Margin** — how much are they making on the spread?
- **Efficiency Ratio** — how lean is the operation?
- **Dividend Yield** — sustainable income or stretched payout?
No more broken DCF cards. No more N/A values. The AI narrative now evaluates banks on the metrics that bank analysts actually use.
This joins our REIT model (FFO/AFFO-based) and BDC model (NAV/NII-based) — three sector-specific models that replace the generic DCF when it doesn't apply.
Try it: run JPM and let me know what you think.
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Bank stocks finally get the model they deserve
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