Just dropped a free PDF in the Classroom

18h (edited) • Updates

Just dropped a free PDF in the Classroom —

Decision tree for where cash goes in 2026.

The Fed cut rates again, HYSA yields are compressing, and the "easy yield" era is ending. The question I keep getting in DMs is some version of "where does my cash go now."

So I built a framework PDF that walks through it — HYSAs, T-Bills, money market funds, and Series I bonds, with a 4-question decision tree that takes you from "where do I put this" to a structurally appropriate answer based on your liquidity needs and tax situation.

Free to download in the Classroom under "Sample Library (Free Preview)." Pinned at the top of that section.

If you have questions on the framework after reading it, drop them in the comments. The community is here for exactly that kind of discussion.

Educational only · Not financial advice · Results not guaranteed. We are not financial advisors.

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