It has been great. Sometimes I forget to add money in/out so I have to balance a few times but I like to think I'm pretty on top of it. My excel sheet is beautiful tbh 🤯 the paper tracking is more for where I am allocating my savings each pay. I would love to include my investments on that spreadsheet but haven't gotten to that yet. Presently I have no grievances but I am always looking to improve and better my financials! ☺️ omg actually to have my spreadsheet on my phone would be so much better but I refuse to pay for excel so I am currently tied to my work computer.