Understand how credit works from the ground up. Covers your credit reports, the 3 bureaus (Equifax, Experian, TransUnion), credit scoring models (FICO vs VantageScore), and the key factors that move your score. This is where every financial journey begins.

Learn your FCRA rights and how to dispute errors on your credit report. Covers what you can legally dispute, how to read your report for inaccuracies, and step-by-step dispute process with the bureaus.

Build business credit separate from your personal credit. Learn how to get a DUNS number, establish trade lines, build your Paydex score, and how lenders see your business.

Set up your business the right way before applying for funding. Covers entity types, EIN, and bank account requirements lenders look for.

Know exactly what lenders look for before you apply. This module walks you through what to have in place to maximize your approval odds.