6d • General discussion
Mastering Your Credit (and Unlocking 0% Money)
Most people ignore their credit file until they need it. Big mistake. Your credit is an asset- if you manage it right. I’m not offering financial advice nor this is what I do.
✅ Know the 3 Credit Reference Agencies: Equifax, Experian & TransUnion. These guys hold your data and decide how lenders see you.
✅ Check Your File: Use Check My File (free 30-day trial) to see all three agencies in one report. Spot mistakes and fix them fast.
✅ Stay Active with Your Score:
- Always pay on time.
- Keep balances under control.
- Use credit, but don’t abuse it.
The lesson? Credit is not “set and forget.” It’s a tool. The cleaner and stronger your file, the easier it is to access money- even at 0% interest.
Stay disciplined, check regularly, and treat your credit like part of your wealth-building strategy.
Why is stuff like this not taught in schools?
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Mastering Your Credit (and Unlocking 0% Money)
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