💬 Reflection Question Think about the advice you have followed so far. Did it account for: • your income stability • your time and energy • your risk tolerance • your long-term goals If not, it may explain why things feel unclear. 👣 Next Step Before following any new advice, ask yourself: 𝐃𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐟𝐢𝐭 𝐦𝐲 𝐫𝐞𝐚𝐥𝐢𝐭𝐲, 𝐨𝐫 𝐣𝐮𝐬𝐭 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐞𝐥𝐬𝐞’𝐬 𝐬𝐮𝐜𝐜𝐞𝐬𝐬 𝐬𝐭𝐨𝐫𝐲? Clarity begins there.

💬 Reflection Question Take a moment to think about your current situation. Do you: • Own property but still feel unsure? • Have assets but no clear sequence? • Know your next step but not the step after that? If so, this is exactly what we work through inside the community. Before making your next move, write down: 𝐖𝐡𝐚𝐭 𝐫𝐨𝐥𝐞 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐩𝐥𝐚𝐲 𝐢𝐧 𝐦𝐲 𝐨𝐯𝐞𝐫𝐚𝐥𝐥 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐲? Clarity comes before confidence.

Most people teach teens to earn money.Very few teach them how to keep it. The lesson isn’t tax.The lesson is thinking before spending. ✅ Quick win: Create 3 money buckets: 1. Spend 2. Save 3. Future 4. Even £1 teaches the habit.

Teens don’t need to understand mortgages yet. They need to understand direction. Some money disappears. Some money builds future options. The earlier they see that difference, the fewer mistakes they make later. ✅ Quick win: Ask: “If this money could talk in 10 years, what would you want it to say?”

No one gets into trouble from one coffee. It’s the daily autopilot that does the damage. This is where teens actually learn money - not from lectures, but from patterns. ✅ Quick win: Track every small spend for 7 days. No judging. Just awareness.