Feb '25 • General Discussion (NO PROMOS)
Closed account
Credit One recently closed my account and continues to report it as late each month until it's paid. I'm considering paying it off, but I’d like to know the best approach to have it removed or updated on my credit report. How will it impact my credit if I pay it in full while it remains listed as a closed account? Additionally, what type of letter should I send to request its removal or a status update? Any advice would be greatly appreciated.
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Closed account
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