For many couples, the problem isnât incomeâitâs that money quietly slips away without a plan. Between subscriptions, impulse buys, and unnoticed bills, itâs easy to lose hundreds each month. The good news? With a few smart moves, you can reclaim that cash and put it toward your goals. This month, take on The $500 Challenge: a simple plan to find hidden money in your budget without feeling deprived. 1. Audit Your Subscriptions Streaming services, apps, gymsâthese small charges add up. Go through your bank and credit card statements from the past 90 days and cancel what you donât use. 2. Negotiate Bills You Already Pay Call your internet, phone, or insurance providers and ask for discounts, promotions, or competitor matches. Companies want to keep your business. 3. Smarter Grocery Shopping Plan meals ahead, buy store brands, and avoid shopping when youâre hungry. Add in a weekly âuse whatâs in the pantryâ dinner to cut waste. 4. Trim the âFun Moneyâ Without Losing Fun Instead of cutting date nights, swap them for budget-friendly optionsâlike cooking together at home or free local events. 5. Launch the $100 Savings Challenge Pick one extra expense (like daily takeout coffee or frequent delivery fees) and cut it for just 30 days. Move that money into savings. By making small tweaks, couples can reclaim $500 or more this month. That extra money could jumpstart an emergency fund, pay down debt faster, or even fund a weekend getaway without guilt.