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First Home Journey – The Plan Is Still Moving Forward!
🏡 First Home Journey – The Plan Is Still Moving Forward! A little update on our first-home journey. We’re still living the caravan life, debt-free, working hard and doing our best to navigate the ever-increasing cost of living. It’s not always easy, and some days you really do question how long the journey is going to take. But one thing hasn’t changed: we want something of our own. We’re still looking at land, exploring possibilities and trying to work out the best way forward for our little family. Our current goal is to have around $30–35k saved by the end of March. We’ll get there, keep reassessing and see where we stand. One thing I’ve found particularly challenging along the way is balancing investing and saving. I’ve continued investing while building towards our first home, because I also want to build something financially for the future. But there’s always that question in the back of your mind: Do I put more money into investments, or do I keep building the house deposit? I’ve probably leaned a little more towards investing recently, but now it’s time to put my head down, get my hustle on and really focus on saving, saving and more saving! The bigger picture hasn’t changed. It’s about having security, having somewhere we can call our own, giving our daughter somewhere to grow up and knowing that we’re building something for our family’s future. I honestly can’t wait for the day we finally get the keys, own our little piece of the world and can start building the next chapter. It’s not a matter of if, it’s when. Until then, we’ll keep pushing forward, making sacrifices, learning along the way and doing the best we can with what we’ve got. The caravan chapter isn’t where we want to stay forever, but it’s part of the journey that’s hopefully going to get us where we want to be. One step at a time. 💪 For anyone else on their first-home journey, how are you balancing saving for a property while still trying to invest and build wealth?
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Gold and Silver Have Topped Or just the beginning?
Could Gold and Silver Have Topped Before Equities? I’ve been looking at something interesting that I think is worth discussing, particularly with all the recent volatility we’ve seen across precious metals. There’s a historical relationship between major equity market cycles and commodity bull markets that I think deserves a closer look. Looking back over the past 60–70 years, we’ve seen some interesting similarities. The late 1960s – 1980 - US equities were becoming historically expensive. - The following decade delivered poor real returns for equities. - Gold and silver entered a substantial bull market, eventually peaking around 1980. The 2000 – 2011 cycle - Equities experienced the dot-com crash and Global Financial Crisis. - Gold and silver performed strongly throughout much of that period. - Precious metals eventually reached major highs around 2011. One interesting observation is that major precious metals tops didn’t necessarily happen when equities were at their most expensive. They came after extended periods of equity market weakness, as the broader investment landscape changed. Now look at where we are today. The Buffett Indicator, which compares the total US stock market value against GDP, is once again sitting at historically elevated levels. Meanwhile, gold and silver have experienced significant volatility, with silver in particular seeing some substantial corrections. But does a correction automatically mean the broader commodity bull market is finished? I don’t necessarily think so. There’s a difference between a major correction within a longer-term cycle and the actual end of that cycle. Historically, we’ve seen periods where precious metals have peaked around major turning points in equities, but history doesn’t guarantee that the same sequence will play out again. My question is whether we’re potentially seeing another major commodity cycle develop, rather than simply the end of the current move. Something I’d love to discuss with everyone:
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Gold and Silver Have Topped Or just the beginning?
Building something for the future
Building something for the future while working full-time 💭💪 Lately, I’ve been putting more effort into creating content again, sharing our adventures and capturing memories along the way. But there’s a bigger picture behind it for me. Between working full-time, spending time with the family and managing everyday life, finding the time to film, edit and build something on the side isn’t always easy. I’m currently doing most of my editing on a laptop without my usual desktop setup, so even putting together a simple video can take longer than I’d like 😂 But I’m trying to make the most of the time I have. For me, creating content isn’t just about views or followers. It’s about documenting memories, learning new skills, building something of my own and hopefully creating more freedom and opportunities for the future. I want to be able to look back years from now and know I gave it a go rather than constantly waiting for the perfect time, better equipment or more spare hours in the day. I’m still figuring things out, experimenting with ideas and learning as I go. Some things will work, others probably won’t, but that’s part of the process. One thing I’m learning is that building something on the side doesn’t always look exciting. Sometimes it’s just finding 30 minutes after work, editing a clip when everyone else is asleep, or making a little bit of progress when you’re already tired. But those little steps add up over time. I’m curious how many others here are trying to build something alongside their regular job, family commitments or other responsibilities. What are you working towards at the moment? And how do you find the time to keep moving forward when life is already so busy? Would love to hear what everyone else is working on. 👇
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S&P 500 going down 📉 Or?? Share 💭
📉 Are we about to see a repeat of 2018… or is this time different? Came across this chart comparing the S&P 500 in 2018 with what we’re seeing in 2026, and thought it would make for an interesting discussion. Back in 2018, the market fell almost 20% from its September peak to its December low as interest rates rose and concerns grew. Now we’re seeing comparisons being drawn with the current market, with questions around interest rates, valuations, the economy and how much further this bull run has to go. But history doesn’t always repeat itself. 👀 I’m curious to hear everyone’s thoughts: 💬 Do you think we’re heading for a significant correction, or will the market keep pushing higher? 💬 If we do see a major pullback, what do you think would trigger it? 💬 And if you’re investing right now, are you continuing as normal, holding more cash, or waiting for better opportunities? No right or wrong answers here. I’m keen to hear different perspectives and the reasoning behind them, not just predictions. Let’s get a discussion going! 👇
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Quick community question 👇
Lately, it feels like everything is busy and a little crazy. Life, work, family, trying to learn new things and make progress… sometimes it feels like there just aren’t enough hours in the day 😂 But I guess that’s life, right? It doesn’t really slow down, so we have to find ways to keep learning, growing and making the most of the time we have. One thing I really want to do with this community is build something that genuinely provides value to everyone here. Not just another group that people join and forget about, but a place where we can learn from each other, share ideas, solve problems and actually make progress. So I’d love to hear from you. 👉 What would you find genuinely valuable in this community? 👉 What topics would you like to see more of? 👉 Would you prefer practical tutorials, AI tools and resources, business ideas, investing and money, personal growth, behind-the-scenes projects, or just connecting with other people who are learning and building things? There are no wrong answers. Even if there’s something completely different you’d love to see, throw it in the comments! I want to make this community useful for YOU, not just post for the sake of posting. Let’s build something worthwhile together. 🤝
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Matthew Alchin 1% Daily Grind
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Girl dad grinding for freedom real life vlogs, tech tips, family hacks, daily 1% wins. Positive, uplifting, no BS. Let’s level up together 💪🔥
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