Personal loan approval for BCU. Asked for $13,500 , the rep said the preapproval was $16,500, just accepted $15,000. Also since i know the same hard pull is good for 30 days , also got another credit card $5,000. $20,000 total 1 hard pull transunion. No docs , probably because she had been a member for over a year with a $8,000 credit card already.