I have been banking with navy federal on the business side for 6+ months and have carried a balance of $9k on the business checking. I applied for their business CC to get approved for $5k limit. It was near embarrassing while Chase Amex and Truist have all approved me from $15-20k limits.
Is this something that Navy just does (low initial linits)?? Iโve been using the card at and paying it off in full to prepare to request a CLI soon. How long should I wait until I request the CLI? And should I go into a branch to request one?