Peace Family, What other alternatives has you all have done to get out of high utilization CC if denied from the personal loans? I got denied from most of the sub prime loans. Any suggestions? I appreciate it in advance.

Amex did sell the debt of 8k to first source. But they keep calling me ands sending me emails. I’m at the point where I just want to do the pay to delete method. What other options are there?

Any referrals in the Chicago area for drawing up blueprints & zoning? And do you’ll think the service offered is worth $3K?

What do if you get lawsuit letter from credit card?

so I disputed a collection account and 3 closed accounts with late payments now they Back reporting on my report any suggesting on what to do next🥺