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After several unsuccessful DIY attempts, I decided to let the team attack a bankruptcy on my credit report, and they successfully deleted them from 2 bureaus!!! Thanks mentor!!

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I have one more round remaining, and my credit score has increased to almost 700. I’m hoping that after this final round, it will reach that mark. Would you recommend waiting until the last round and adding a credit-building card, then paying it on time to continue increasing my score? Or would it be better to purchase a tradeline? I’m currently working toward getting approved for a car loan.