AGNC has in fact paid a monthly dividend that would equal a Year end Yield of 12.4%. A 100k investment would provide you with $12,400 over a 1 year period. In 5 years reinvesting the dividend you would almost double your money. After that your dividend payment would be around $24,000 in a year. Not to bad for just money making money and you doing nothing but having the guts to do it. There has never been a better time to start.

Going into this next year, what is your main goal to prepare for what is next financially? Have any of you thought about what is next?

Naturally, the market increase on average about 12% per year over time. Some years it's lower and some years its higher. If you have dividend stocks or funds then it will grow every year because you can automatically reinvest the dividends. This is simple and basic. Maybe good for everyone.