Monday Money Tips (9/15/25) · InvestCEO with Kyle Henris

Monday Money Tips (9/15/25)

"The Sooner You Start, The Better"

Now that we’ve established our Growth Mindset and set up an Emergency Fund, it’s time to move the conversation to investing. One of the most common questions I hear is: “Is it too late for me to start?” The good news—absolutely not. It’s never too late to begin your investing journey. That said, the earlier you start, the more powerful your results can be. The real secret isn’t about picking the perfect investment or timing the market. The key to investing is giving your money TIME in the market so it can benefit from the power of compound interest. That’s where the true magic happens.

Let's run some hypothetical numbers based on an average 9% annual return:

If you start at 40 and invest $15 each day, you would have $516K by the age of 65.
If you start at 30 and invest $15 each day, you would have $1.3M by the age of 65.
If you start at 20 and invest $15 each day, you would have $3.4M by the age of 65.

Craziest part is, you've only actually deposited $246,540. The remaining $3.1M is all compound interest!

Poll Question: How old were you when you bought your first stock or investment?

20's

30's

40's

I haven't yet! Please help

55 votes

9 comments