I’ve been digging into FIRE and one thing stands out: taxes make or break your plan. Retire early without strategy and you can lose 30%+ to penalties and bad withdrawal choices. Tools like Roth ladders, bridge accounts, and sequencing withdrawals can stretch a portfolio 6+ extra years.
I’m curious, if you’ve planned for FIRE, which tax strategy has been the most valuable for you? Or which one do you think most people overlook?