Someone told me, "This trade feels safe." Calm voice. Confident eyes. Fully convinced. I've heard that sentence before. It never ends well. I said, "That's usually when it isn't." They laughed. The kind of laugh that means they half-know you're right. Risk doesn't ring the doorbell. It just shows up. Uninvited. While you're busy feeling fine. The most dangerous trades wear a disguise. Everything screaming "easy" — right before it isn't. Lesson: Risk doesn't announce itself. It hides in comfort. And comfort is just danger wearing a cardigan.