I guess one of the biggest excuses people will use not to do this will be that they do not have time. That will simply be the wrong mindset. Are you really too busy to improve your life? Are you really too busy to want to get financially independent? Are you really too busy to want more freedom, or travel the world, or buy that car you ever wanted? The answer to that will be no...always. What other excuses have you heard people give not to do this as it is a viable solution to most of their problems? How did you convince people?