my Personal Testing & Community Research)
Hey everyone, here’s some info based on Personal Testing from me & my clients
I wanted to contribute some real-world bureau pull data from Mississippi Gulfport to be specific . These data points come from my own applications, client applications, inquiry tracking, While lender pull patterns can change over time and vary by profile, location, relationship, and product type, these are the results I've personally verified & researched.
Feel free to add these to your tracking sheets if they're helpful.
Personally Verified Bureau Pull Data
Regions Bank
Bank of America
US Bank
Navy Federal Credit Union
Elan Financial
Renasant Bank (Elan Financial)
Community Bank (Elan Financial)
The First Bank (Elan Financial)
Planters Bank & Trust (Elan Financial)
Merchants & Marine Bank (Elan Financial)
Merchants & Planters Bank (Elan Financial)
Woodforest National Bank
Truist Bank
Wells Fargo
Citizen's Bank
Citi Cards (CBNA)
Sam's Club (Synchrony)
Chase (JPMCB)
- Typically pulls two bureaus simultaneously
- Verified combinations:Experian + TransUnionExperian + Equifax
- Based on my data points, the challenge isn't figuring out which bureau Chase pulls—it's figuring out which combination of two bureaus they'll pull for a particular application.
Quick Summary
TransUnion
- Regions
- Bank of America
- US Bank
- Navy Federal
- Elan Financial
- Renasant (Elan)
- Community Bank (Elan)
- The First Bank (Elan)
- Planters Bank & Trust (Elan)
- Merchants & Marine (Elan)
- Merchants & Planters (Elan)
Equifax
- Truist
- Woodforest National Bank
Experian
- Wells Fargo
- Citizen's Bank
- Citi
- Sam's Club (Synchrony)
I'll continue sharing additional data points as I gather them through my own applications and client results. If anyone has verified Mississippi bureau pull data, feel free to add it below so we can continue building a stronger database for the community.
— Jack / PLAYMAKA
Mississippi Funding & Credit Data Contributor