my Personal Testing & Community Research) Hey everyone, here’s some info based on Personal Testing from me & my clients I wanted to contribute some real-world bureau pull data from Mississippi Gulfport to be specific . These data points come from my own applications, client applications, inquiry tracking, While lender pull patterns can change over time and vary by profile, location, relationship, and product type, these are the results I've personally verified & researched. Feel free to add these to your tracking sheets if they're helpful. Personally Verified Bureau Pull Data Regions Bank - TransUnion Bank of America - TransUnion US Bank - TransUnion Navy Federal Credit Union - TransUnion Elan Financial - TransUnion Renasant Bank (Elan Financial) - TransUnion Community Bank (Elan Financial) - TransUnion The First Bank (Elan Financial) - TransUnion Planters Bank & Trust (Elan Financial) - TransUnion Merchants & Marine Bank (Elan Financial) - TransUnion Merchants & Planters Bank (Elan Financial) - TransUnion Woodforest National Bank - Equifax Truist Bank - Equifax Wells Fargo - Experian Citizen's Bank - Experian Citi Cards (CBNA) - Experian Sam's Club (Synchrony) - Experian Chase (JPMCB) - Typically pulls two bureaus simultaneously - Verified combinations:Experian + TransUnionExperian + Equifax - Based on my data points, the challenge isn't figuring out which bureau Chase pulls—it's figuring out which combination of two bureaus they'll pull for a particular application. - Quick Summary TransUnion - Regions - Bank of America - US Bank - Navy Federal - Elan Financial - Renasant (Elan) - Community Bank (Elan) - The First Bank (Elan) - Planters Bank & Trust (Elan) - Merchants & Marine (Elan) - Merchants & Planters (Elan) - Equifax - Truist - Woodforest National Bank Experian - Wells Fargo - Citizen's Bank - Citi - Sam's Club (Synchrony)