Ever wonder why banks love customers with high limits but low balances?
👉 It’s simple: you look safe.
If you have $50k in available credit but only use $2k, banks assume:
- You don’t need money desperately.
- You can handle bigger lines.
📌 Translation: Low utilization = high trust = bigger approvals.
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💡 Need expert guidance to build your funding plan? Tap in with us!
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