Most people think “just stay under 30%” and you’re fine. But here’s the real deal: 30% is the bare minimum for not looking risky. If you actually want to look fundable, you need to be in the 1–7% range. Example: - $10,000 total limit - $3,000 balance (30%) → still red flag 🚩 - $700 balance (7%) → lenders love it ✅ Why does this matter? Because banks don’t just want to see that you’re paying — they want to see that you’re not depending on credit. Small balances = healthy borrower = higher approvals. ________ 💡 Need expert guidance to build your funding plan? Tap in with us! 🔹 Mentorship Call — Every Tuesday at 6PM ET 📅 Check out the full calendar and register here: https://www.skool.com/fundflowmastery/calendar

Default isn’t forever. Chapter 7 bankruptcies can fall off in 7 years. Collections? 7 years. Late payments? 7 years. 👉 But most can be removed much sooner with the right dispute strategy. Don’t wait for time to save your credit. Fix it early. ________ 💡 Need expert guidance to build your funding plan? Tap in with us! 🔹 Mentorship Call — Every Tuesday at 6PM ET 📅 Check out the full calendar and register here: https://www.skool.com/fundflowmastery/calendar

Ever wonder why banks love customers with high limits but low balances? 👉 It’s simple: you look safe. If you have $50k in available credit but only use $2k, banks assume: - You don’t need money desperately. - You can handle bigger lines. 📌 Translation: Low utilization = high trust = bigger approvals. ⸻ 💡 Need expert guidance to build your funding plan? Tap in with us! 🔹 Mentorship Call — Every Tuesday at 6PM ET 📅 Check out the full calendar and register here: https://www.skool.com/fundflowmastery/calendar

Closing old cards hurts your score more than you think. ⚠️ Why? You lose credit age + limit. ✅ Better play: call your bank and ask for a “product change” to a no-annual-fee card. You keep the history, keep the age, and save the fee. ⸻ 💡 Need expert guidance to build your funding plan? Tap in with us! 🔹 Mentorship Call — Every Tuesday at 6PM ET 📅 Check out the full calendar and register here: https://www.skool.com/fundflowmastery/calendar

Your credit profile is like a resume. - Every inquiry = a job application. - Every negative = a bad reference. - Every tradeline = job experience. 👉 You wouldn’t send a resume full of errors to a Fortune 500 company. Don’t hand banks a messy report when asking for $50k. ⸻ 💡 Need expert guidance to build your funding plan? Tap in with us! 🔹 Mentorship Call — Every Tuesday at 6PM ET 📅 Check out the full calendar and register here: https://www.skool.com/fundflowmastery/calendar