I have a full time job where I work long hours so when I get back to my house, I be crazy exhausted and don't work on my Credit. I do not have a social security but I have an ITIN (Not sure if anybody is familiar with this). I have a few things in collections and only had 1 Credit card when I was 21 y/o(capital one platinum) that went into collections but this was about 7 years ago. SOOO somebody please tell me where do I start?