Credit Karma Cleaning tip : go to negative account dispute it then go to this account is involved in litigation, go to additional comments put “I have not supplied proof under the doctrine of estoppel by silenced, Engelhardt v. Gravens (MO281) SW715,719, i presume that no proof of the alleged debt, nor therefor any such debt, in fact exist”.
I used this method to remove my own collections before it usually works for negative accounts that are under $1000✅
You can also use the same script for Experian and Equifax✅