I say this one is the most underrated and best rent reporting app out of all of em. No landlord verification needed cause YOU will act as the landlord, no 🙅🏽 phone calls needed. Way more than 2 years of backdated history 🔥
1️⃣Download Credit sesame and enroll into Sesame+ to be able to report your rent
2️⃣Find a random house on Zillow or use your own or use a family members house , doesn’t matter.
3️⃣Create a new email for the name of the “Landlord” that for the property. (Make one up)
💎💎On the lease MAKE SURE TO BACKDATE THE LEASE START DATE TO WHATEVER YOU WANT IT TO REPORT AS. I’m 26 so I backdated mine to 2016 so that 8 years backdated ! Just don’t backdate it too far back , anything before age 18 looks fishy on the profile. If your older than me I would say shoot for more years cause I don’t know what their max is 🤷🏽♂️
5️⃣Once you have your the lease made, you’re going to upload it in the app and and fill out info for yourself and your “landlord”.
6️⃣It will ask you to sync your bank account , if you are currently paying rent every month you can use those payments when it tells you to select your payment for rent (whatever your rent is put that amount on your lease. If you don’t pay rent you can literally send money to someone you know or to a separate account that you own and select that as your rent payment . Their system does not know and will report it anyway and here’s why 👇🏽
7️⃣They are going to send an email to the “landlord” that you created an email for and ask “Did John Doe pay rent on time from x date to x date?” You are going to reply Yes and that’s it 🙌🏽🙌🏽🙌🏽
Backdated primary of several years . I like it better than rent reporters but doesn’t hurt to have both since they are both backdated 🤷🏽♂️
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