Aug 25 β’ π DROP GEMS HERE
π 609 Identification Letter Template π
[Your Full Name]
[Your Current Address]
[City, State, ZIP Code]
[SSN: Last 4 digits only]
[DOB: MM/DD/YYYY]
Date: [Insert Date]
To:
Experian Information Solutions, Inc.
P.O. Box 4500
Allen, TX 75013
Equifax Information Services LLC
P.O. Box 740256
Atlanta, GA 30374
TransUnion LLC
P.O. Box 2000
Chester, PA 19016
Subject: Request for Identification File Under FCRA Β§609
To Whom It May Concern,
I am writing pursuant to my rights under the Fair Credit Reporting Act, Section 609(a)(1). As a consumer, I am requesting full disclosure of all identifying information the credit bureau currently has on file related to me.
Specifically, I request the following:
- All names, aliases, and variations of my name linked to my credit file.
- All addresses (current and previous) associated with my file.
- All employers listed in my file.
- All phone numbers linked to my file.
- Any other identifying information tied to my credit report.
- The sources of this information, including the furnisher of the data.
Please provide copies of any documentation you have received from furnishers that verify this identifying information belongs to me.
As required by law, I am enclosing copies of the following for proof of my identity:
- Copy of driverβs license (or state ID)
- Copy of Social Security card (or W-2 with SSN visible)
- Copy of utility bill or bank statement showing my current address
I expect your response within the 30 days as required by the FCRA.
Sincerely,
[Your Wet Signature Here]
[Printed Full Name]
β‘ Genius Tip:
- Send this certified mail with return receipt so you have proof of delivery.
- Once the bureaus send back your file, dispute/remove all old addresses, phone numbers, and employers that donβt match your current info.
- By deleting old identifiers, you βseverβ connections to old collections/repossessions/charge-offs tied to that info.
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π 609 Identification Letter Template π
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