Hereโs a free hack you can run through Kikoff to challenge late payments with Equifax. Step into it like this โฌ๏ธ
1๏ธโฃ Download the Kikoff app, set up your account, and tap on Credit Report.
2๏ธโฃ Make sure youโre viewing your Equifax report, then scroll down until you see Dispute โ click New.
3๏ธโฃ If youโve got negatives showing, hit Dispute Errors / Dispute More Errors.
4๏ธโฃ Select up to 5 late payments โ confirm by clicking 5/5 Selected.
5๏ธโฃ When it asks for the reason, choose: โReceived COVID 19 pandemic accommodation from lender.โ
6๏ธโฃ Hit Next โ Generate Letters and let the process work. This usually takes 45โ60 days.
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Once you finish, comment DONE below so we can track how many late payments we knock off this month! ๐๐ฅ