If you own a business, monitoring your business credit report is just as important as checking your personal credit. NAV is one of the best tools for this because it pulls data from Dun & Bradstreet, Experian, and Equifax.
Here’s how you can review your report step by step:
1. Create Your Free NAV Account
- Go to nav.com
- Sign up for a free account (you can always upgrade later for more details).
2. Verify Your Business
- Enter your LLC or business name and confirm your EIN.
- NAV will match your profile with the major business credit bureaus.
3. Access Your Business Credit Reports
- Once verified, you’ll see your Dun & Bradstreet, Experian, and Equifax business credit summaries in one place.
- Look for: Paydex Score (D&B) Intelliscore (Experian) Business Credit Risk Score (Equifax)
4. Review Key Sections
- Business information: Make sure your business name, address, and industry code (NAICS/SIC) are correct.
- Credit accounts/tradelines: Check if vendors and lenders are reporting your payments.
- Public records: Look for liens, judgments, or bankruptcies.
- Payment history: Review if you’re showing “on time” or “late” payments.
5. Take Action
- Dispute any errors directly with the bureaus.
- Add more vendor accounts (like Uline, Quill, or Summa Office Supplies) if your report looks thin.
- Keep business credit cards and lines of credit in good standing.
✅ Next Step: Log in to your NAV account today and screenshot your business credit report summary. Drop it in the comments so we can help you analyze it.