Money doesn't have to be a big topic to stall you. Think about the proposal, the rate sheet, or the "here's what I charge" message you've rewritten six times. Nobody asked you to rewrite it a seventh time. You're tweaking commas because sending it means someone might say no, or say it's too high.
A price that's 90% right and actually in front of a person teaches you more than a perfect one sitting in your drafts. You can adjust the number after you hear a response. You can't adjust anything from a draft folder.
Pick the one pricing message you've been sitting on. Read it once, fix only what's wrong or confusing, and send it today.