Personal Guarantee (PG) Business Credit Cards don't report to your personal credit report, allowing you to max them out without affecting your personal score.

📍Did you know old addresses tied to negative accounts can anchor them to your report? The bureaus often verify derogatory accounts using address history. By removing outdated or incorrect addresses, especially ones tied to charged-off or collection accounts, you reduce the link between those accounts and your current identity. Call each bureau and request the removal of inaccurate personal info. This simple move boosts your dispute success rate and helps tidy your credit foundation.

Credit isn’t just about borrowing—it’s about positioning. Every credit card you get should have a purpose: travel perks, 0% intro APR, cashback, etc. Don’t chase cards for clout—build a strategy. Wealthy people don’t swipe randomly—they leverage intentionally.

It takes 5-10 seconds for a inquiry to show up on your credit report so apply wisely❗️

Before disputing, or even just to have a clean credit report, be sure to CLEAN UP your personal info on all 3 credit bureaus. Inaccurate names, Addresses, and Employers can tie you to negative and inaccurate accounts/information. Remove those links and weaken the negative items on your report! You can easily do this by simply calling in.