One of the questions I hear a lot is:
"Am I considered self-employed?"
The simple answer is this:
If you're earning money by working for yourself rather than as an employee, you're probably self-employed.
That could include:
- Running your own business.
- Freelancing or consulting.
- Driving for Uber or DoorDash.
- Selling handmade products online.
- Doing photography, lawn care, bookkeeping, or other services on your own.
- Receiving income reported on a 1099 instead of a W-2.
Here's an easy way to think about it:
👉 If you're responsible for finding your own customers, setting your own prices (or accepting gigs), and paying your own taxes, you're generally self-employed.
A Simple Story
Imagine Jennifer loves baking cakes.
At first, she bakes birthday cakes for friends a few times a year. Then word spreads, and people start asking if they'll pay her to make cakes for their parties.
One day, she realizes she's making a few hundred dollars every month.
Even though she still has a full-time job, she's now operating a small business on the side.
She's self-employed.
She doesn't have to quit her day job to be self-employed. Many people are both employees and self-employed at the same time.
Why Does It Matter?
Once you're self-employed, you take on a few new responsibilities:
✅ Tracking your income and expenses.
✅ Setting aside money for taxes.
✅ Keeping good records.
✅ Understanding the rules that apply to your business.
The good news? You don't have to know everything on day one. Every successful entrepreneur started somewhere.
If you're thinking about becoming self-employed—or you've just started—welcome to an exciting journey. Ask questions, keep learning, and remember: progress is far more important than perfection.
What was the first thing you ever got paid to do on your own?
Let's start Doing Business Right!