11d • General discussion
Abréviation Glossary
• CRA - Credit Reporting Agency
• CB - Credit Bureaus
• PTD - Pay To Delete
• MOV - Method Of Verification
• SOL - Statue Of Limitations
• FCRA - Fair Credit Reporting Act
• FDCPA - Fair Debt Collection Practices Act
• FCBA - Fair Credit Billing Act
• FACTA - Fair and Accurate Credit Transaction Act
• CROA - Credit Repair Organizations Act
• ECOA - Equal Credit Opportunity Act
• APR - Annual Percentage Rate/ Interest Rate
• AU - Authorized User
• BK- Bankruptcy
• Ch7 - Chapter 7 BK
• Ch13 - Chapter 13 BK
• C/O - Charged Off
• LN - Lexis Nexis
• COLL - Collection Account
• DTI - Debt to Income Ratio
• CLI - Credit Limit Increase
• UTI - Credit Utilization
• EQ - Equifax
• TU - Transunion
• EX - Experian
• FHA - Federal Housing Administration
• FICO - Fair Isaac Corporation
• REPO - Repossession of property
• SSN - Social Security Number
• TL - Tradeline
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Abréviation Glossary
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