DONE-FOR-YOU CREDIT REPAIR + FUNDING
We offer structured credit solutions in clear phases, so you know exactly what you’re paying for, what happens next, and how your credit progresses. Each Credit repair package comes with a fulll client portal where you can actively monitor your disputes
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Learn how to fix your credit and boost your score by yourself!
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Credit building 101
OW TO CREATE A CREDIT PROFILE
Step-by-Step Foundations for a Fundable File
This section walks you through how to properly create and structure a credit profile from the ground up.
Whether you’re starting with:
No accounts
A thin file
Mostly authorized users
Or past mistakes
You’ll learn how to build a profile lenders actually trust.
This is about ownership, structure, and sequencing — not shortcuts
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PRIMARY & AUTHORIZED USER (AU) TRADELINES
When used correctly, tradelines can help strengthen a credit profile by adding positive payment history, age, and available credit. When used incorrectly, they can do nothing—or even hurt.
This section explains what tradelines are, how they work, and when they actually make sense.
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Credit Profile Strategy
What an Ideal Credit Profile Looks Like for Approvals
Business funding is not random.
Banks and lenders look for patterns, not hacks.
This section explains what a funding-ready credit profile typically looks like and why each piece matters.
This is the target you are building toward.
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Personal funding
This section explains how to complete a LightStream auto loan application correctly and what each field is used for in the underwriting process.
LightStream is a personal loan used for vehicle purchases, meaning approvals are based heavily on income strength, credit profile, and overall financial stability.
⚠️ Important:
All information submitted on any loan application must be accurate and truthful. Do not misrepresent income, employment, residency, or assets.
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Credit unions
Here is a list of the top banks you should join for personal and business accounts
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