Here is exactly how bad it gets 👇 🚨 Your score can drop 100+ points overnight 🚨 It stays on your report for 7 years 🚨 It makes it nearly impossible to get approved for: ❌ Personal loans ❌ Business funding ❌ A mortgage ❌ Even an apartment Lenders see a charge off and immediately view you as a high risk borrower. That one account that went unpaid could be the reason you get denied for the home, car or funding you have been working toward. 😳 The good news? It can be dealt with. And the sooner you act the better.

Here is the truth 👇 💳 You miss payments for 180 days 💳 The creditor writes the debt off as a loss 💳 But you still owe every single dollar 💳 AND it destroys your credit score A charge off is not a get out of jail free card. It is actually one of the worst things that can appear on your credit report. The creditor gave up collecting — but the damage to your credit is very real and very lasting. And here is what makes it even worse — The debt can still be sold to a collection agency who will come after you all over again. 😳 Don't let it get to that point.

Here is what having a team in your corner looks like 👇 ✅ Someone monitoring your progress every step of the way ✅ Someone celebrating your wins when items get removed ✅ Someone adjusting the strategy when things don't go as planned ✅ Someone making sure you never feel lost in the process Credit repair is not a one time event. It is a journey. And every journey is easier with the right people beside you. 💪 At Big Faith Consulting we don't just fix your credit — we walk with you every single step of the way until you hit your goal. You are not alone in this anymore.

Here is why professionals get faster results 👇 ✅ They know exactly what to dispute ✅ They know how to write dispute letters that work ✅ They know when to escalate and how to do it ✅ They have done this hundreds of times before When you do it alone you are learning as you go. Every mistake costs you time and points. A professional has already made those mistakes — so you don't have to. 💪 Our clients at Big Faith Consulting have seen items removed in as little as 30 to 45 days. That is the power of experience.

Because that is how long credit repair can take when you do it alone 👇 📋 Pulling and reviewing all 3 credit reports 📋 Writing and sending dispute letters 📋 Tracking bureau response deadlines 📋 Following up with creditors 📋 Escalating when items are not removed That is a part time job on top of your already busy life. When you trust a credit repair company — they handle all of it. You just show up for the results. 💪 Stop spending your weekends buried in paperwork and let Big Faith Consulting do what we do best. Upgrade now!!!☝️