After you dispute — the bureau has to contact the creditor 👇
📋 The bureau reaches out to the original creditor
📋 The creditor must verify the item is accurate
📋 If they can't verify it — it must be removed by law
Here's the secret most people don't know:
Many creditors don't even respond. And when they don't?
The item gets deleted from your report. 🗑️
This is why disputing works — and why so many of our clients see results in 30–45 days.