Here is how to make sure it never happens ๐
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Set up autopay for every single account
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Set calendar reminders 5 days before your due date
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Always pay at least the minimum every month
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Call your creditor to change your due date to fit your pay schedule
Here is the truth most people overlook:
You don't have to pay in full every month to protect your score.
Just pay something before that 30 day mark hits. ๐ณ
One automatic payment set up today could save you 60โ110 points and 7 years of damage tomorrow.
That is a 5 minute task that changes everything. โก