Most people aim for 30%. The ones with 750+ scores stay under 10%. ๐ŸŽฏ
Here is the difference ๐Ÿ‘‡
โŒ 30% utilization โ€” Acceptable but not optimal
โœ… Under 10% utilization โ€” This is where elite scores live
That one small gap can mean 20โ€“50 extra points on your score.
Think about it this way:
If you have a $1,000 limit โ€” keep your balance under $100.
If you have a $5,000 limit โ€” keep your balance under $500.
Simple math. Massive results. ๐Ÿ“ˆ
Most people are leaving points on the table every single month without even knowing it.
Don't be most people.
8
4 comments
Eunice Pickrell
5
Most people aim for 30%. The ones with 750+ scores stay under 10%. ๐ŸŽฏ
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