Self Lender · Credit Freedom Society

Simply Royal

23d • Credit/Business Strategies

Self Lender

https://www.self.inc/refer/19815661

Self Lender is available in 50 States

What do I need to get started?

We're thrilled you want to join Self Lender!

Here's what you need to start your credit building journey:

· A bank account or debit card or prepaid card

· Email address

· Phone number

· Social security number (SSN)

· Be a valid permanent U.S. resident with a U.S. physical residence

· At least 18 years of age

Please note when using a debit card, you will incur a convenience fee of $0.30 + 2.99%. In order to avoid a convenience fee, please link a bank account.

When do I receive the money?

Unlike a traditional loan, a credit builder account does not allow you to immediately withdraw the money upfront. Instead, your 12-month or 24-month loan is immediately placed into a FDIC-insured, 12-month or 24-month certificate of deposit (“CD”) account that earns 0.10% APY†. The CD account is held in your name at City National Bank of New Jersey. These funds are locked and not available for withdrawal until the loan is paid in full.

For example, if you have a $1,100 credit builder account that started on today with a 12-month term. Your CD would mature on 12 months from today with $1,101.10.

The credit builder account is designed to help you help yourself save money and establish credit history in a safe, responsible way. If you need access to money immediately, you should consider contacting a traditional lender.

Do I need a bank account to sign up?

No, you do not need a bank account in order to join Self Lender or to apply for a credit builder account.

To get started, you need to be at least 18 years of age, a U.S. resident and you will need:

· A debit card or prepaid card or bank account

· Email address

· Phone number

· Valid U.S. physical residence

· Social security number (SSN)

Please note when using a debit card, you will incur a convenience fee of $0.30 + 2.99%. In order to avoid a convenience fee, please link a bank account.

Credit Bureaus Contact Information

EQUIFAX PO BOX 740256 ATLANTA GA 30374

Experian P.O. Box 4500 Allen, TX 75013

TRANSUNION PO BOX 2000 CHESTER PA 19022

Equifax, (800) 525-6285

Experian, (888) 397-3742

TransUnion, (800) 680-7289

Freeze your report:

Each of these companies offers you the option to freeze your report with them (subject to state laws) if you request it. Below is each company’s freeze contact information:

Equifax, (800) 685-1111 (Automated, Option 3) or (888) 298-0045 (Live)

Experian, (888) 397-3742 (Option 2 followed by Option 2)

TransUnion, (888)909-8872

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