To me this is a win!
Suffered from high utilization and to many inquiries. EQU @ 632 EXP and TRA @ 634.
Joined VIP and started on the path to repair my credit with Funding Vault.
I was able to secure a SoFi loan for $25K with "no docs" to pay down some of my CC debt. I used my LLC name for my employer. Income of $80K. Job "Executive/Management Professional". Tried a few other pre-qualified but was denied.
CK is now showing EQU @ 733 and TRA @ 648! myFREESCORENow showing EQU @ 733. EXP and TRA still showing 634. Nice to see movement again! Still showing 9 "in dispute" in Funding Vault so I am waiting patiently for an update as @John Duda said it takes time so don't be bugging lol...Those are not his exact words lol...
I posted this in VIP. But I wanted to share it here as well. Hope everyone has a great 2026!