14d • Resources & Guides 📚
CREDIT CARD ISSUERS HATE THIS 😭
My client owed $9,200.
They walked away after paying $3,800.
Just 7 ChatGPT prompts that flipped the script: 👇
1 | “Write a negotiation email offering 40%
settlement if I pay today.”
→ Triggers fast callbacks.
2 | “Design a plan to request a permanent APR reduction on my card.”
→ Huge long-term savings.
3 | “List my card issuer’s hardship programs and eligibility rules.”
→ Hidden lifelines most never use.
4 | “Draft a phone script to waive late fees immediately.”
→ Saves $25–$75 in minutes.
5 | “Find nonprofit credit counseling groups that negotiate with banks.”
→ Free pros on your side.
6 | “Compare cards with 0% balance transfer offers up to 18 months.”
→ Buys time interest-free.
7 | “Show me how to rebuild credit after paying off negotiated debt.”
→ Sets you up for growth.
Save this. Use once.
Your finances will change forever.
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CREDIT CARD ISSUERS HATE THIS 😭
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