Only $797 For You and Your Valentine. That means $797 covers two 😏❤️

Happy Friday, Family. Before you log off for the weekend, let’s do a quick credit audit. Drop a comment when done. Here’s your 5-Minute Friday Credit Checklist: ✅ 1. What’s your utilization at right now? Under 30% is good.Under 10% is elite. If you’re over 30%, make a payment today - even a small one shifts momentum. ✅ 2. Any new inquiries this week? If you didn’t plan them, that’s a red flag. Remember: Random apps = random denials. ✅ 3. Did you check your personal info section? Old addresses and name variations need to be cleaned up. Messy profile = weaker disputes. ✅ 4. Are all cards reporting? If something hasn’t reported in 45+ days, call and ask when it updates. ✅ 5. Did you make all payments BEFORE the due date? Not on time. Before time.Banks reward low risk behavior. 🔥 Bonus Play: If you’re planning to apply for funding in the next 30–60 days, now is the time to: • Pay balances down • Stop applying for anything unnecessary • Avoid financing furniture, cars, or phones • Keep cash flow clean in your bank accounts Now check in below: 1. Current score range 2. Utilization percentage 3. What you’re fixing before Monday Let’s finish strong. Momentum compounds. Better before bigger.

$100 referrals included

To get started here is a link for obtaining your credit reports with IdentityIQ: https://enroll.identityiq.com/?lredir=1&plancode=PLAN6XS&offercode=43128137 Once you create your account, send me a direct message with your login: username, password, and security code (usually last 4 ssn) Other acceptable credit monitoring are MyFreeScoreNow, Smart Credit, MyScoreIQ, Privacy Guard, 3Scores, and Credit Dyno

For the next 10 people, I want to give yall a free one round credit repair. So if you got bankruptcy, chargeoff, collections, repo, late payments, inquiries..etc. This an opportunity to get deletions. Comment “Done” ⬇️ below and the first 10 people to do that will win 🏆