Cover your ASSets introduction · Cover Your ASSets: Insurance

Cover your ASSets introduction

I’m glad you’re here.

This community exists for one reason:

to explain insurance clearly before it becomes confusing, expensive, or contentious.

After 20+ years in the industry, I’ve learned most insurance problems don’t come from bad intentions — they come from misunderstandings, assumptions, and unclear responsibilities.

This space is here to fix that.

What This Community Is

Plain-English insurance education
Real-world claim and loss scenarios
HOA, homeowner, and investor coverage clarity
A safe place to ask questions you feel like you should already know

No jargon. No judgment. No sales pressure.

What This Community Is NOT

To protect everyone (including you and me), this is:

❌ Not insurance sales
❌ Not policy placement or quoting
❌ Not carrier recommendations
❌ Not legal advice
❌ Not coverage determinations on specific claims

Think education and insight, not decisions or directives.

How to Use This Community

Here’s how you’ll get the most value:

1️⃣ Introduce Yourself

Tell us:

Who you are (homeowner, board member, PM, investor, etc.)
What made you join
What you’re hoping to understand better

2️⃣ Ask Questions

If you’re confused, someone else is too.

Post your questions — especially the ones that start with:

“We always assumed…”
“Our documents say… but…”
“Who is usually responsible for…?”

3️⃣ Explore the Content

Look for:

Red Flag of the Week
Scenario breakdowns
HOA & homeowner education posts
Polls and discussions

The content library grows over time — bookmark what’s useful.

4️⃣ Join the Conversations

Comment, vote in polls, share experiences (no personal info).

Learning happens fastest when real scenarios are discussed.

📌 One Important Ground Rule

This is an education-first community.

I’ll explain how insurance typically works, where issues arise, and what questions matter — but final decisions should always involve your own professionals.

Final Thought

If this community helps you avoid even one misunderstanding, dispute, or uncovered loss — it’s done its job.

I’m glad you’re here.

Let’s make insurance make sense.

— Shelby

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