Welcome to
Cover Your Assets: No Headaches
I’m glad you’re here.
This community exists for one reason:
to explain insurance clearly before it becomes confusing, expensive, or contentious.
After 20+ years in the industry, I’ve learned most insurance problems don’t come from bad intentions — they come from misunderstandings, assumptions, and unclear responsibilities.
This space is here to fix that.
What This Community Is
- Plain-English insurance education
- Real-world claim and loss scenarios
- HOA, homeowner, and investor coverage clarity
- A safe place to ask questions you feel like you should already know
No jargon. No judgment. No sales pressure.
What This Community Is NOT
To protect everyone (including you and me), this is:
- ❌ Not insurance sales
- ❌ Not policy placement or quoting
- ❌ Not carrier recommendations
- ❌ Not legal advice
- ❌ Not coverage determinations on specific claims
Think education and insight, not decisions or directives.