We're halfway through the year and I've been watching this community put in serious work. Some of you came in with no business credit profile at all and now you're stacking approvals. Some of you repaired your personal credit just to position yourself for funding rounds that actually matter. Every win counts, whether it was your first $500 secured card or a $50K line from Chase. I'll go first. One of my clients started January with a 580 and two collections. We got the collections removed through proper dispute strategy, built his profile with two starter cards, and by May he was approved for an Amex Blue Business Plus at $12K and a Chase Ink Cash at $9K. That's $21K in 0% business funding in under six months starting from almost nothing. That's what a real game plan looks like. Now I want to hear from you 👇 Drop your biggest credit or funding win from 2024 so far. What did you get approved for? What score did you start at? What moved the needle the most for you? Don't be shy, your story might be exactly what someone else in here needs to hear right now.

I want to take a second to acknowledge something. In the last 90 days I've seen members in this community go from denied everywhere to holding $50K, $75K, even six figures in funding. Not because they got lucky. Because they followed a system, stayed consistent, and actually executed. That's not normal. Most people join communities, lurk for a few weeks, and disappear. The people winning in here are doing the opposite. What we're building with CEO Launch isn't just another credit group. This is a wealth infrastructure. Your credit profile is the foundation of everything, business funding, real estate, cash flow, leverage. When you fix that foundation and stack the right accounts in the right order, doors open that most people don't even know exist. I've watched members go from repairing collections and rebuilding from the 400s to getting approved for Amex business cards and Chase Ink lines within a single year. That's generational impact. Here's what separates the people winning from the people watching 👇 ✅ They treat their credit like a business asset, not a personal problem ✅ They follow the steps even when results aren't instant ✅ They ask questions in the community instead of guessing alone If you're in here and you haven't posted your first win yet, your time is coming. And when it hits, I want you to share it so the next person behind you knows it's possible. Drop a 🔥 in the comments if you're locked in and building toward something bigger than a credit score.

When you apply for credit cards with the same bank on the same day, most issuers will only pull your credit once. That means you can walk away with two or three approvals off a single hard inquiry instead of stacking up pulls that drag your score down. This works especially well with Chase, American Express, and US Bank. The key is submitting the applications within the same business day, ideally within minutes of each other, so they batch the pull together. I've seen members use this to pick up a Chase Ink Business Cash and a Chase Ink Business Unlimited on one pull. That's potentially $30K to $50K in combined credit limits with only one inquiry hitting their report. The catch is you still need to meet each card's approval criteria individually, so make sure your profile is strong enough before you go for it. And with Chase specifically, remember the 5/24 rule still applies across both apps. Here's how to execute this 👇 ✅ Pick two cards from the same issuer that you're confident you qualify for ✅ Submit both applications back to back within a 5 minute window ✅ If one gets a pending decision, call reconsideration before applying for the second ✅ Check your credit report the next day to confirm only one inquiry posted Has anyone here tried same-day stacking with any bank? Drop which issuer you used and how it went.

Most people get denied for a credit card and either give up or immediately reapply, which just adds another hard inquiry for no reason. What they don't realize is that almost every major issuer gives you a 30-day window to call their reconsideration line and have a human analyst take a second look at your application. This isn't some secret loophole. It's a standard process that exists at nearly every bank, and the approval rate on reconsideration calls is surprisingly high because you get to actually speak to the reasons they denied you. Here's why this works so well. The initial decision is usually made by an algorithm. That algorithm doesn't know that the high balance on your card last month was paid off two days later. It doesn't know that the "late payment" on your report is currently in dispute. A human reviewer can take context into account and override the system. I've seen people go from flat denials to $20K approvals on a single phone call just by explaining their situation clearly and asking the analyst to reconsider. Here's exactly what to do 👇 ✅ Wait 2 to 5 days after the denial so the application is fully in the system ✅ Call the reconsideration line directly, not the general customer service number ✅ Be polite, state your case, and ask them to take another look based on your full financial picture ✅ If they cite high utilization, mention recent paydowns. If they cite too many inquiries, explain the context ✅ If the first analyst says no, hang up and call again. You'll get a different reviewer with a different perspective Chase, Amex, Citi, Capital One, and Bank of America all have dedicated reconsideration lines. This one strategy alone can save you from wasted hard inquiries and turn a no into a yes without ever submitting a new application. Has anyone here ever flipped a denial into an approval on a recon call? Drop what bank it was and what limit you ended up getting.

If your credit score is sitting between 500 and 650 and you need to move the needle fast, there's one strategy that still works incredibly well in 2024 and most people either don't know about it or they do it wrong. Becoming an authorized user on someone else's credit card account can import that card's entire history onto your credit report. That means if someone adds you to a card with a $15,000 limit, 10 years of perfect payment history, and low utilization, all of that shows up on YOUR file. I've seen people jump 50 to 80 points in a single reporting cycle doing this correctly. Here's the key though. The card matters more than the person. You want a card that has at least 3 years of age, zero late payments, and utilization under 10%. The bank also matters because not all banks report authorized users the same way. Chase, American Express, Bank of America, and Capital One all report AU accounts to all three bureaus. Discover and some credit unions may not. You don't even need to receive the physical card or ever make a purchase on it. The history imports regardless. Here's how to execute this the right way 👇 ✅ Find someone you trust with a card that has low utilization, high limit, and long clean history ✅ Confirm the bank reports authorized users to all three bureaus before being added ✅ Wait for one full statement cycle to close after being added, then check your reports ✅ Once your scores update, THAT is when you apply for your own accounts to lock in the higher score ✅ If you don't know anyone personally, there are legitimate AU tradeline companies, but do your research first This is one of the fastest legal ways to boost a credit profile before going after funding. Who in here has used the AU strategy before and what kind of score jump did you see?