One of the easiest ways to find extra money in your budget is to stop overpaying for things you’re already buying. And unless somebody has figured out how to make their car run on good intentions 😂… GAS is one of those expenses. Here are several programs worth checking out. SAVE THIS POST! 👇🏾 1️⃣ Upside — FREE Earn actual cash back when you purchase gas at participating stations. You claim an offer in the app before filling up, make your purchase, and earn cash back that can be transferred to your bank account or redeemed for gift cards. 👉🏾 Check out Upside 2️⃣ GasBuddy — FREE option available GasBuddy can help you compare fuel prices near you, but its Pay with GasBuddy+ program can also give you discounts when you fuel up. The free Auto-Pay option currently includes guaranteed savings starting at 3¢ per gallon, with additional discounts available at participating locations and through Flash Deals. 👉🏾 Explore GasBuddy savings 3️⃣ Circle K Inner Circle — FREE Circle K's Inner Circle program gives members fuel discounts, personalized offers and rewards. New-member offers may include larger introductory fuel discounts, and members can earn Visits that can be exchanged for rewards — including fuel savings of up to $1 per gallon at participating locations. 👉🏾 Join Circle K Inner Circle 4️⃣ 7-Eleven 7REWARDS — FREE Registered members currently receive a promotional fuel discount during their introductory period and then at least 5¢ per gallon on eligible fill-ups afterward. Teachers, military members, first responders, medical workers, government employees and students may qualify for an additional discount after ID.me verification. 👉🏾 Explore 7REWARDS Fuel Savings 5️⃣ Kroger Points — FREE Already buying groceries? Make those grocery dollars work twice.

October brings us into the final quarter of the year — and for many households that means holidays, travel, higher seasonal spending and year-end expenses. Before adding MORE to the budget, take a look at what’s already coming out. This week, check: 📱 Your wireless and internet bills 💡 Your electricity or natural gas plan 📺 Subscriptions and recurring services 💳 Any household expense you haven’t reviewed in the last 6–12 months You don’t have to cancel everything or live on a bare-bones budget. The goal is simply to make sure what you’re paying still makes sense. That’s the Bills to Bags™ mindset: before looking for more money, make sure you’re maximizing the money you already have. 👉🏾 Want help reviewing your household expenses? Request a FREE Services Analysis at www.billstobags.com

We pay close attention to sales coming into the business, but how often do we review what it costs to actually collect that money? Before Q4 begins, pull out a recent merchant processing statement and look at: 💰 Your effective processing cost — Compare your total processing charges with the amount you processed, not just the advertised rate. 🧾 Monthly and miscellaneous fees — Look for statement, equipment, PCI, gateway or other recurring charges you may not immediately notice. 📈 What changed — Compare a current statement with one from earlier this year. Your sales volume, transaction mix or fees may have changed. This is exactly why I created the Business Sweep™. Sometimes growing your bottom line starts with understanding the expenses already attached to doing business. 👉🏾 Want another set of eyes on your recurring business services before Q4? Request a FREE Services Analysis

Before the year starts moving even faster, this is a good time to look at what needs to be cleaned up, reviewed, reduced, or repositioned before the final quarter. A few things to check now: ✅ Student Loans — Are you on the right repayment path? Are you tracking forgiveness progress? Do you understand the recent changes that may affect you? ✅ Household Expenses — When was the last time you reviewed your electricity, natural gas, wireless, internet, security, or other recurring services? ✅ Business Expenses — Are there areas where your business may be overspending on merchant services, payroll, internet, energy, wireless, or other recurring costs? ✅ Healthcare Costs — Have you reviewed what you’re paying for coverage and whether there may be other options worth considering? ✅ Year-End Planning — Are your current expenses supporting your goals, or are they quietly eating into what you could be saving, investing, or using to grow? That’s a big part of what I help people do through Bills to Bags™ — take a closer look at what’s already going out so you can make more intentional decisions about what stays in. September is a great month to review it BEFORE Q4 gets here. 📌 Need help figuring out where to start? • Student Loans → Schedule a Discovery Call • Residential or Business Expenses → Request a FREE Services Analysis • Healthcare → Explore alternatives before annual enrollment • Gas and Electric → Let’s review your current options and see what may be available Don’t wait until December to start looking at what could have been addressed in September.

Hey @Tramaine Bailey @Caroline Dennis and @Dr. Katrina Couch I'm so glad that you are here. We focus on one thing:👉 Turning everyday expenses into savings and even income. Inside, you’ll learn how to: ✔️ Lower your bills ✔️ Create additional income streams ✔️ Move with strategy, not just hustle 📌 Drop a quick intro below—are you here to save, earn, or both?