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Start Here — Welcome to Credit With Joseph
Welcome to the community. This space is for people who are serious about fixing, building, and optimizing their credit the right way. No gimmicks. No overnight promises. Just strategy, discipline, and results. Whether you’re rebuilding from mistakes, preparing for business funding, or trying to position yourself for approvals, you’re in the right place. Before you dive in: 1. Introduce yourself below. Tell us your name and what your credit goal is. 2. Share your target. Are you trying to hit 700+? Secure business funding? Buy a home? Pay down debt? 3. Commit to progress. This community works when you participate. Ask questions. Share wins. Stay accountable. We’re here to build strong profiles, real funding power, and financial leverage. Let’s get to work.
Day 1 Introduction
What’s your name? Jerald D. Wells (DINO) Where are you from? Atlanta Georgia, Decartur where it's greater! Do you own a business? If so, what industry? Yes, I'm a Fitness Coach and FOREX trader What are your credit goals?(Example: purchase property, secure $50K+ in high-limit credit cards, start a business, etc.) 1. Secure funding for a brick and mortar location for a Private gym and Nutrition Club 2. Capital for Trading / 3. Scale my fitness business. What do you need the most help with right now?(Example: credit repair, building credit, funding strategy, etc.) All the above What’s your main goal inside this community? Grow and connect! Having a daily learning tool . What triggered you to sign up? My credit score this morning pissed me off honestly .
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What Would You Do With $100K in Funding?
If your credit was fully optimized today, what would you use funding for? Real estate? Equipment? Debt consolidation? Launching a business? Get specific. Vision drives discipline.
Introduction
What’s your name? Nichole Underwood Where are you from? SC Do you own a business? If so, what industry? Not at the moment. What are your credit goals?(Example: purchase property, secure $50K+ in high-limit credit cards, start a business, etc.) Purchase land and property, purchase credit with credit cards and money to start a business. What do you need the most help with right now?(Example: credit repair, building credit, funding strategy, etc.) Business credit and funding strategy. What’s your main goal inside this community? To engage with same minded people. What triggered you to sign up? The live on Tik Tok.
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Money habits we had to unlearn
What’s one money habit you had to unlearn once you started taking your credit seriously? Let’s be honest. Was it ignoring statements? Maxing cards? Avoiding hard conversations?
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(FREE) CREDIT WITH JOSEPH
skool.com/ascentcapitalgroupllc
Our mission is to help 100,000 people achieve a 750+ credit score and unlock $150K+ in business funding — completely free.
Leaderboard (30-day)
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